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APR Calculator

Annual Percentage Rate (APR) Calculator

The cost of a loan involves more than just interest rates. Lenders often charge fees or points. This calculator helps reveal the true cost of loans by estimating the APR.

Currency

Loan Amount

Loan Term

Months

Interest Rate (%)

Loaned Fees (rolled into loan)

Upfront Fees (out-of-pocket)

Frequently Asked Questions (FAQ)

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What is APR (Annual Percentage Rate)?

Why is APR more important than the interest rate?

What are "points"?

What's the difference between loaned fees and upfront fees?

Is a lower APR always better?