MyToolHub
Credit Card EMI Calculator with GST
Calculate your monthly EMI for credit card purchases, including processing fees and GST.
Credit Card Loan Details
Monthly EMI (incl. GST on Interest)₹2,657
Annual Percentage Rate (APR)†14.63 %
†APR calculation excludes GST on interest component for standard representation.
Total of all Payments
Transaction Amount₹15,000
Processing Fees + GST₹354
Total Interest Payable₹797
GST on Interest₹144
Total Cost₹16,295
Cost Breakdown
A visual breakdown of your total payment.
Monthly Payment Breakdown
Visual breakdown of each EMI payment.
Amortization Schedule
Yearly and monthly breakdown of your EMI payments.
| Year | Principal (A) | Interest (B) | GST on Interest (C) | Total Payment (A+B+C) | Balance | Loan Paid To Date |
|---|---|---|---|---|---|---|
| 1 | ₹15,000 | ₹797 | ₹144 | ₹15,941 | ₹0 | 100.00% |
Frequently Asked Questions (FAQ)
Disclaimer: This calculator is for illustrative purposes only. Actual figures may vary based on your bank's policies. Please confirm all charges with your credit card provider.