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House Affordability Calculator
How Much House Can You Afford?
Estimate an affordable home purchase amount based on your income or a fixed monthly budget.
Currency
Based on Income
Based on Budget
Annual Household Income (₹)
Monthly Debt Payback (₹)
Loan Term (Years)
Interest Rate (%)
Down Payment (%)
DTI Ratio
Property Tax (% of home value/year)
Home Insurance (% of home value/year)
HOA Fees (₹ / month)
Calculate
Frequently Asked Questions (FAQ)
What is the Debt-to-Income (DTI) ratio?
What is the 28/36 rule for conventional loans?
How does a down payment affect affordability?
What other costs should I consider besides the mortgage?
Why is the interest rate so important?